Anyone wanting a loan for the purpose of land purchase, crop production, equipment, livestock, etc.

Various fees can be assessed according to the type of collateral and terms.

Crop loans to assist in production costs. Master draw notes available for production loans. Interest accrues only on balance drawn.

Anyone who has a need or desire to make a sizable purchase and is willing to spread the cost over time.

Various fees can be assessed according to the type of collateral and terms.

Loans may be taken out to finance a vacation, auto purchase, consolidate several payments or other consumer needs. These loans are granted on the basis of a customer's financial history but collateral may be required such as a certificate of deposit, stock or some other tangible asset.

Anyone needing assistance with educational costs.

Processing fee by EDAmerica.

Apply online for Stafford loans at EDAmerica. For information about alternative educational loans, contact service@bankofripley.com

Any customer who wishes to have a convenient line of credit and make monthly payments.

Minimum monthly payment = 2%.

No Annual Fee; Payments can be made at any Bank of Ripley and Bank of Tipton location; Cash Advances available: Worldwide acceptance; Toll-Free Customer Service. *Subject to credit approval.