Maintaining
customer trust and confidence is a high priority at Bank of Ripley.
That is why we want you to understand how we protect your privacy
when we collect and use confidential information about you, and
the measures we take to safeguard that personal information. This
PRIVACY NOTICE applies to Bancshares of Ripley and Bank of Ripley
of which Bank of Tipton is a branch, and CAC Financial Partners, an affiliated insurance and investment company. These comprise our family of companies.
Sources of Information We Collect
Nonpublic personal information is information about you not known by the public that we obtain in connection with providing a financial product or service to our customers. By extending services to you, we may collect nonpublic personal information about you from various sources, such as:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties such as information on checks we clear
- Information from a consumer reporting agency.
Disclosure of Customer Information
Various types of information are shared within our family of companies and with other companies, such as affiliates or joint marketing companies. Affiliates are companies owned or controlled by us or owned or controlled by the same company who owns or controls us. Joint marketing companies are other financial institutions with whom we have marketing agreements to provide products or services to our customers on our behalf.
We may disclose nonpublic personal information about you to companies that perform marketing services on our behalf or to financial institutions or securities companies with whome we have joint marketing agreements. We will disclose, as permitted by law, but only if directed by you, nonpublic personal information about you to our affiliate(s) or future affiliate(s). These affiliated companies are or will be financial service providers, such as title companies or insurance companies. We may also disclose nonpublic personal financial information about our customers or former customers as permitted or required by law or authorized by you.
Transactions and Experience Information
We may disclose transaction and experience information from our account records, (name, address, account balances and types of accounts) with our affiliates. Federal law allows us to disclose this information, and you do not have the right to opt out of this disclosure. Our affiliates include financial service providers, such as insurance/investment companies.
Your Information and Other Parties
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or to prevent unauthorized transactions.
Information About Former Customers
Keeping your trust is very important; therefore, we do not disclose information about former customers except as permitted by law.
Confidentiality, Security, and Integrity
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and strict procedural safeguards to protect this information.
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